¿Como hacer una Cotización? | Guía de Seguros de Viajes | Glosario

El Seguro de viaje es más flexible que nunca!

Presentamos el Beneficio de Cancelar por Cualquier Razón

El beneficio de Cancelar por cualquier razón es una excelente manera de ampliar su cobertura de cancelación de viaje. Ya no es necesario una razón "cubierta" para cancelar su viaje. Este beneficio proporciona el reembolso de los gastos de viaje pre-pagado y no reembolsable.

Los planes normales de cancelación de viaje ya proporcionan protección esencial contra eventos inesperados que pueden hacer que usted cancele su viaje. Sin embargo, a veces se presentan cosas que no son necesariamente consideradas como situaciones de emergencia imprevistas, pero que requieren nuestra atención, sobre todo si el viaje fue planificado con meses de antelación.

El juego o graduación de escuela de su hijo,
Una incorporación sorpresa a la familia,
Problemas personales o familiares,
O usted simplemente cambió de opinión sobre el viaje

Estos son sólo algunos ejemplos que pueden forzarlo a cancelar su viaje. El beneficio de Cancelar por cualquier razón le permite hacer cualquier cambio en sus planes sin tener que perder todo los gastos de viaje ya pagados.

Para ser elegible para el beneficio de cancelar por cualquier razón, algunas condiciones de la póliza aplican. El plan debe ser adquirido en un determinado momento de su depósito inicial de viaje o pago final de viaje (varía según la empresa) y usted debe cancelar el viaje antes de su fecha de salida (normalmente 2 días antes).

Por favor, consulte nuestra lista de planes destacados que ofrecen el beneficio de cancelar por cualquier razón:

Plan Name

Cancel for Any Reason Benefit

Optional Cancel for Any Reason Available

Eligibility for Coverage

Benefit Schedule
In the Event of a Cancellation

CSA Custom Luxe

Plan must be purchased before or within 24 hours of initial trip payment

Must cancel the trip not less than 48 hours prior to the departure date

If Cancellation Penalty Amount Is:	Percentage of Penalty Amount Payable Is:
Up to 25% of Trip Cost	100% of Penalty Amount
26% to 50% of Trip Cost	90% of Penalty Amount
51% to 75% of Trip Cost	80% of Penalty Amount
Over 76% of Trip Cost	70% of Penalty Amount

Travel Guard Cruise, Tour, and Travel (Platinum)

Plan must be purchased within 15 days of initial trip payment

Must cancel the trip not less than 48 hours prior to the departure date

The Insurer will reimburse the Insured 75% of the pre-paid, forfeited, non-refundable payments or deposits for the insured Trip

Travel Guard ProtectAssist (Gold)

Plan must be purchased within 15 days of initial trip payment

Must cancel the trip not less than 48 hours prior to the departure date

The Insurer will reimburse the Insured 50% of the pre-paid, forfeited, non-refundable payments or deposits for the insured Trip

TravelSafe Premier

Plan must be purchased within 15 days of initial trip payment

Must cancel the trip 2 days or more before your schedule departure date

If Cancellation Penalty Amount Is:	Percentage of Penalty Amount Payable Is:
Up to 25% of Trip Cost	100% of Penalty Amount
26% to 50% of Trip Cost	95% of Penalty Amount
Over 50% of Trip Cost	90% of Penalty Amount

TravelSafe Vacation

Plan must be purchased within 15 days of initial trip payment

Must cancel the trip 2 days or more before your schedule departure date

If Cancellation Penalty Amount Is:	Percentage of Penalty Amount Payable Is:
Up to 25% of Trip Cost	100% of Penalty Amount
26% to 50% of Trip Cost	85% of Penalty Amount
Over 50% of Trip Cost	75% of Penalty Amount

TravelSafe Elements

Plan must be purchased within 15 days of initial trip payment

Must cancel the trip 2 days or more before your schedule departure date

Plan will reimburse you 75% of the unused non-refundable prepaid expenses for travel arrangements you paid for your trip

Travel Insured Worldwide Trip Protector Gold

Plan must be purchased within 14 days of initial trip payment

Must cancel the trip more than 2 days prior to your schedule departure date

Not available to residents of WA

The Insurer will reimburse you for up to 75% of the pre-paid, forfeited, non-refundable payments or deposits You paid for Your trip

Travel Insured Worldwide Trip Protector

Plan must be purchased within 14 days of initial trip payment

Must cancel the trip more than 2 days prior to your schedule departure date

Not available to residents of WA

The Insurer will reimburse you for up to 75% of pre-paid, forfeited, non-refundable payments or deposits You paid for Your trip

Travel Insured Worldwide Trip Protector Lite

Plan must be purchased within 14 days of initial trip payment

Must cancel the trip more than 2 days prior to your schedule departure date

Not available to residents of WA

The Insurer will reimburse you for up to 75% of pre-paid, forfeited, non-refundable payments or deposits You paid for Your trip

Travel Insured Worldwide Trip Protector Lite Expanded

Plan must be purchased within 14 days of initial trip payment

Must cancel the trip more than 2 days prior to your schedule departure date

Not available to residents of WA

The Insurer will reimburse you for up to 75% of pre-paid, forfeited, non-refundable payments or deposits You paid for Your trip

Seven Corners RoundTrip Choice

Plan must be purchased within 10 days of initial trip payment

Must cancel the trip 2 days or more before your schedule departure date

Not available to residents of NY or WA.

The Company will reimburse You for 75% of the prepaid, forfeited, non-refundable payments or deposits You paid for Your Trip

MH Ross Advantage Bridge

Plan must be purchased within 15 days of initial trip payment

Must cancel the trip 2 days or more before your schedule departure date

If Cancellation Penalty Amount Is:	Percentage of Penalty Amount Payable Is:
Up to 25% of Trip Cost	100% of Penalty Amount
26% to 50% of Trip Cost	90% of Penalty Amount
Over 50% of Trip Cost	80% of Penalty Amount

MH Ross Advantage Asset

Plan must be purchased within 15 days of initial trip payment

Must cancel the trip 2 days or more before your schedule departure date

Plan will reimburse You for 75% of the unused non-refundable prepaid expenses for Travel Arrangements for Your Trip

MH Ross Advantage Complete

Plan must be purchased within 15 days of initial trip payment

Must cancel the trip 2 days or more before your schedule departure date

If Cancellation Penalty Amount Is:	Percentage of Penalty Amount Payable Is:
Up to 25% of Trip Cost	100% of Penalty Amount
26% to 50% of Trip Cost	95% of Penalty Amount
Over 50% of Trip Cost	90% of Penalty Amount

Travelex Travel Basic

Plan must be purchased within 21 days of initial trip payment

Cancel a trip prior to 2 days of the scheduled departure Date

80% of the trip cost

Travelex Travel Select

Plan must be purchased within 21 days of initial trip payment

Cancel a trip prior to 2 days of the scheduled departure Date

80% of the trip cost

Travelex Travel Max

Plan must be purchased within 21 days of initial trip payment

Cancel a trip prior to 2 days of the scheduled departure Date

80% of the trip cost

Importante: Si usted asegura una cantidad inferior al total de los gastos de viaje prepagados que están sujetos a las sanciones o restricciones de cancelación, no habrá cobertura disponible bajo el beneficio opcional de Cancelar por cualquier motivo, si se compran.